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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

1. Which life insurance classification carries the highest premium?

A) Preferred
B) Substandard
C) Standard
D) Preferred Plus

2. According to the California Insurance Code, governing insurance appointments, who is responsible for filing a life agent's appointment?

A) The insurer.
B) The licensee.
C) The Commissioner.
D) The employer.

3. The most common type of specified disease insurance policy is

A) cancer.
B) diabetes.
C) cataract.
D) heart disease.

4. The use of non-medical life insurance accomplishes all of the following EXCEPT

A) the processing of life insurance applications is expedited.
B) insurer expenses are reduced by the cost of paying for medical examinations.
C) there is less demand on the medical profession.
D) insureds can avoid answering medical questions on the application.

5. Who submits Medicare Part A claims?

A) Physicians
B) Patients
C) Hospitals
D) Pharmacies

Solutions: