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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A purchaser on a real estate contract has what interest in the subject property?

A) purchaser's interest
B) fee simple interest
C) equitable interest
D) vendee's interest

2. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) B-I
B) B-II
C) A
D) C

3. What requirements define which closing costs are allowable as charges to the borrower?

A) RESPA
B) State
C) FHA
D) ALTA

4. A chain of title is best described as

A) an historical record of liens on the property.
B) a grantor/grantee index.
C) an opinion of title provided by an attorney.
D) a series of conveyances of public record.

5. In 1990, Eddie granted to Bob an easement to cross Eddie's land to reach some hunting grounds off the highway. The easement was depicted on a plat of survey recorded in the county land records. In 1995, Bob stopped hunting and has not used the easement since. Bob never intends to go back there again. How can Eddie get rid of the easement that crosses his property, so that Eddie can sell the land free of the easement?

A) Eddie can sell if Bob executes a release of the easement and it is filed at the recorder's office.
B) The easement can be considered abandoned because Bob no longer hunts and has no intention to use the easement in the future.
C) Eddie can sell the land without regard for the easement because Bob stopped using it in 1995.
D) Bob must join Eddie in the execution of the contract to the new buyer to release the new buyer from the effects of the easement.

Solutions: