100% Money Back Guarantee

Actual4dump has an unprecedented 99.6% first time pass rate among our customers. We're so confident of our products that we provide no hassle product exchange.

  • Best exam practice material
  • Three formats are optional
  • 10+ years of excellence
  • 365 Days Free Updates
  • Learn anywhere, anytime
  • 100% Safe shopping experience

Knowing the subject is only part of M05 preparation; applying it under time limits is another. In 2026, Actual4dump test engines let you practice CII Insurance law (IL) questions in timed modes and review your progress across the 121-question set.

CII M05 Exam Overview:

Certification Vendor:Chartered Insurance Institute (CII)
Exam Name:Insurance Law (IL)
Exam Number:M05
Passing Score:65%
Exam Duration:60 minutes
Exam Format:10 Multiple Response Questions, 40 Multiple Choice Questions (MCQ), Coursework Assignment (10 compulsory short-answer questions)
Related Certifications:Diploma in Insurance
Real Exam Qty:50
Available Languages:English
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based online examination and coursework assessment through CII RevisionMate; available year-round at approved test centres or remote locations where permitted.
Pre Condition:No mandatory prerequisites. Recommended for candidates pursuing the CII Diploma in Insurance.
Official Syllabus URL:https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/

CII M05 Exam Syllabus Topics:

SectionObjectives
Topic 1: Subrogation and Contribution- Recovery rights and sharing of losses
  • 1. Contribution
  • 2. Subrogation
Topic 2: Formation of Insurance Contracts- Core insurance principles
  • 1. Disclosure and misrepresentation
  • 2. Utmost good faith
  • 3. Insurable interest
Topic 3: Law of Contract- Contract formation and operation
  • 1. Consideration
  • 2. Breach of contract
  • 3. Terms of contract
  • 4. Offer and acceptance
Topic 4: Insurance Contract Terms and Vitiating Factors- Factors affecting validity
  • 1. Misrepresentation
  • 2. Fraud
  • 3. Non-disclosure
- Policy terms and breaches
  • 1. Warranties
  • 2. Representations
  • 3. Conditions
Topic 5: Insurance Claims- Claims process and legal principles
  • 1. Policyholder duties
  • 2. Claims notification
  • 3. Claims handling
Topic 6: Law of Agency and Insurance- Agency relationships
  • 1. Duties and liabilities
  • 2. Authority of agents
  • 3. Creation of agency
Topic 7: Indemnity and Loss Measurement- Principle of indemnity
  • 1. Valuation of loss
  • 2. Methods of indemnification
Topic 8: Law of Torts- Principles of tort law
  • 1. Trespass
  • 2. Negligence
  • 3. Nuisance
Topic 9: Nature and Sources of English Law and Legal Persons- Nature and sources of English law
  • 1. Common law
  • 2. Statute law
  • 3. European and international influences
- Legal personality
  • 1. Juristic persons
  • 2. Natural persons

Common Questions About CII Insurance law (IL)

The M05 exam, Insurance law (IL) Exam, assesses whether a candidate can apply CII knowledge to the skills measured by this credential. It is associated with the Insurance Law (M05) certification. The certification is positioned at the Level 4 Diploma level. Related credentials include Diploma in Insurance.

The M05 exam includes 50 questions and allows 60 minutes. Plan your pacing before exam day rather than calculating it under pressure. Timed sessions with Actual4dump practice tests can help you decide when to flag a difficult item, keep moving, and reserve enough time for a final review.

The stated prerequisite information for CII Insurance law (IL) is: No mandatory prerequisites. Recommended for candidates pursuing the CII Diploma in Insurance. Before registering, review the eligibility details on the official exam page to confirm the requirements.

Yes. Actual4dump provides a free PDF demo so you can review the format and quality of the CII Insurance law (IL) practice questions before placing an order. Your purchase includes 365 days of free updates, and you can extend the update service after expiration at a 50% discount.

If you take the corresponding M05 exam within 60 days of purchase and do not pass, you may apply for a full refund under the 100% Money Back Guarantee. Claims based on an exam taken within 3 days of purchase are not eligible; free materials, expired orders, and downloaded products that were not used before sitting for the exam are also excluded. The candidate name must match the payer name.

To apply, submit a scanned enrollment slip and the official Score Report PDF within 2 days after the exam. Eligible requests are processed within 7 days. If you prefer an alternative, you may receive two free products of equal value and keep the update service for your original purchase.

Delivery is instant after payment. Your download is also sent to your email within one minute; if it has not arrived within 2 hours, contact customer service. There is no limit on the number of computers on which the material can be installed.

The published CII Insurance law (IL) outline contains 9 major domains. The opening domains include:

  • Nature and Sources of English Law and Legal Persons (official weight not provided)
  • Insurance Claims (official weight not provided)
  • Subrogation and Contribution (official weight not provided)

Review the complete Exam Topics section above for every domain and subtopic before planning your study time.

CII Insurance law (IL) Sample Questions:

Question 1

Insurance agencies are usually created by way of

A. unilateral agreement.
B. deed of agreement.
C. implied agreement.
D. express agreement.


Question 2

Which of the following is an essential element in the formation of an insurance contract?

A. A formal written agreement
B. A signed declaration by the policyholder
C. A valid claim history
D. The payment of a premium


Question 3

In the context of insurance law, who is considered a third-party claimant?

A. A family member of the policyholder
B. An insurance broker acting on behalf of a client
C. The policyholder who initiates a claim
D. A person who suffers a loss or injury caused by the policyholder's actions


Question 4

A risk control survey shows that premises proposed for insurance are in close proximity to a river with a history of flooding. The underwriter will consider this fact to be a

A. pure risk.
B. physical hazard.
C. fundamental risk.
D. moral hazard.


Question 5

For this question more than 1 option is correct. You must select all the correct options to gain the mark.
A proposer for private motorcycle insurance carelessly states the motorcycle's engine capacity as 500cc when in fact it is 1500cc. A policy is issued by the insurer on this basis. In the event of a valid claim causing damage to the motorcycle, what potential remedies are available to the insurer under the Consumer Insurance (Disclosure and Representations) Act 2012?

A. Apply any terms it would have applied if the misrepresentation had not taken place.
B. Avoid the contract, refuse all claims and keep the premium.
C. Reduce the claim amount in proportion to the premium it would have charged.
D. Reject the claim, but maintain the policy.


Solutions:

Question 1
Answer: D
Question 2
Answer: D
Question 3
Answer: C
Question 4
Answer: B
Question 5
Answer: A,C

1181 Customer ReviewsCustomers Feedback (* Some similar or old comments have been hidden.)

I pass the M05 today, thanks for a lot! the questions are valid, you can trust them.

Annabelle

Annabelle     4 star  

Passed to day in France with a nice score 90%. New questions is little. Thanks a lot. The M05 exam is latest.

Marjorie

Marjorie     4 star  

When I see Actual4dump, I was attracted by their demo and decided to buy it. I am very satisfied with all the stuff that your provided. I passed my exam yesterday. Good!

Hayden

Hayden     5 star  

Best study material for CII M05 exam. Actual4dump is amazing. I scored 90% in the exam with the help of their sample questions.

Henry

Henry     4 star  

Updated Materials Hurrah! I passed. Yahoo! Passed the Exam

Lambert

Lambert     4 star  

I will let another Examinees like me know Actual4dump and get a high score in the coming test.

Phoenix

Phoenix     4.5 star  

With your M05 exam preparation, i passed the exam while other colleagues failed with other dump. I advise your website-Actual4dump to them. Thanks!

Kerr

Kerr     4.5 star  

I am excited for passed my M05 exam with 90% passing scores.

Meredith

Meredith     4.5 star  

Thank you so much for providing me this latest M05 dumps.

Joseph

Joseph     5 star  

I am an American. I recently purchased M05 exam pdf dumps from Actual4dump and passed the exam sucessfully with good score. next time I still choose to use your dumps. Thanks so much.

Jodie

Jodie     5 star  

Passed M05 exam with 96%, then I can get my dream job.

Jack

Jack     4 star  

Keep up the great work.
Luckily I finally passed M05

Ida

Ida     5 star  

Passed exam M05! Passed M05 with flying colors!

Lambert

Lambert     4 star  

I have failed the M05 exam one time, and I passed it by using M05 exam braindumps.

Wordsworth

Wordsworth     5 star  

I read all M05 questions and answers.

Fay

Fay     4.5 star  

Thanks a lot, I have passed M05 my test.

Carey

Carey     5 star  

M05 Life Time Customer Insurance law Encouraging To Pass

Alvin

Alvin     4 star  

These M05 exam dumps are worthy to purchase because they are great file to pass the M05 exam!

Leif

Leif     5 star  

LEAVE A REPLY

Your email address will not be published. Required fields are marked *

Related Exams

Instant Download M05

After Payment, our system will send you the products you purchase in mailbox in a minute after payment. If not received within 2 hours, please contact us.

365 Days Free Updates

Free update is available within 365 days after your purchase. After 365 days, you will get 50% discounts for updating.

Porto

Money Back Guarantee

Full refund if you fail the corresponding exam in 60 days after purchasing. And Free get any another product.

Security & Privacy

We respect customer privacy. We use McAfee's security service to provide you with utmost security for your personal information & peace of mind.