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Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:

1. Clark will be doing business as an agent. When MUST he be appointed by the insurer?

A) Within 20 days after commissions have been paid.
B) At the time the license application is submitted.
C) Within 15 days of submitting his license application.
D) Within 15 days of signing the agency contract.

2. Insurance is defined as what type of risk?

A) Pure
B) Speculative
C) Legal
D) Physical

3. If an annuitant dies during the accumulation period, his or her beneficiary will receive

A) the lesser of the accumulated cash value or the total premiums paid.
B) no monetary funds.
C) both the accumulated cash value and the total premiums paid.
D) the greater of the accumulated cash value or the total premiums paid.

4. In reference to life insurance in contract law, a person MOST likely will have an insurable interest in insuring a person ' s life if

A) any type of business relationship exists between the insured party and the beneficiary.
B) the interest exists at the time of death.
C) the interest exists at the time of application.
D) any type of distant family relationship exists with the insured party.

5. The PRIMARY purpose of respite care is to

A) provide temporary relief to the patient ' s primary caregiver.
B) provide the patient with social opportunities.
C) provide counseling services to the patient ' s primary caregiver.
D) ensure that the patient gets some skilled care.

Solutions: