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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Basic cancer plans pay for all of the following EXCEPT:

A) immunotherapy
B) chemotherapy
C) radiotherapy
D) physical therapy

2. One key distinction between producers and Exchange Enrollment Facilitator (EEF) is producers:

A) can recommend a health plan for a consumer
B) are compensated monetarily
C) can answer questions regarding program eligibility
D) can explain insurance terms like copayments and deductibles

3. J and K are married and have several children. J is the primary beneficiary on K ' s Accidental Death and Dismemberment (AD & D) policy, and K ' s sibling, L, is the contingent beneficiary. J, K, and L are involved in a train accident, and K and L are killed instantly. The Accidental Death benefits will be paid to:

A) J only
B) L ' s estate
C) K ' s estate
D) J and K ' s estate

4. Which of the following persons is NOT required to be licensed by the Nevada Insurance Commissioner?

A) An adjuster's employee who assists in the investigation and settlement of insurance claims
B) A salaried insurance agency clerk who also receives commissions on applications the clerk processes
C) A person who procures insurance for an insured
D) A salaried insurance company employee who performs clerical and administrative work

5. Under a typical coordination-of-benefits rule, a child is covered under both parents' group health plans.
Which plan is generally primary when the parents are married and neither plan contains an exception?

A) The plan that began most recently
B) The plan of the parent whose birthday falls earlier in the calendar year
C) The plan with the highest deductible
D) The plan selected by the child each year

Solutions: